Life Estates – Property sale with right of residence

Enjoy your golden age!

Carefree into the best years!

Did you know that you can sell your property and still live in it

In other countries such as France and Germany, the so-called life estate – the sale of property with right of residence has long been common practice. With a deaurea life estate, you can exchange your valuable, debt-free property, which has increased significantly in value in recent years, for the sales proceeds plus a secured right of residence. You can stay in your own home for a limited period or for life, as you wish.

Benefit from your real estate assets without any risk!

Registered, financially strong customers make immediate decisions when wanting to make long-term investments of their capital in a property like your own, and have no intention of residing there. In return, you keep your home, get the 100% right of residence and the capital from the sale of your property paid out immediately.

  • You can make an endowment to your children and grandchildren during your lifetime
    Many want to give their loved ones financial support when they need it most, for example to help them buy a home.
  • Realise long-awaited dreams and special wishes
    Don’t wait for better times! Now is the time to make your heart’s desires come true. You deserve it.
  • Ensure the best health care and support
    Prepare now for later: Get the best medical care and care at home.
  • Renovate your house or apartment as required making it barrier-free
    Make sure you can live independently in your own home for as long as possible.
  • Create a financial reserve for the unforeseen
    Knowing that you are financially secure affords better sleep.

Comprehensive individual advice

As a partner of deaurea and as the market leader in Salzburg and the Salzkammergut region, we take complete care of the sale of your real estate with right of residence with no worries attached. Absolute discretion is our top priority.
Following a detailed and free-of-charge consultation, we evaluate your property in an unbiased and fair manner. Your property is just as unique and valuable for us. Together with you we find the right model, tailored precisely to your needs, and subsequently make you an offer for your property, taking the right of residence into account.

This is how your life estate capital is calculated

The capital amount to be paid out is calculated from the value of the property minus the value of the life estate – the right of residence. This limited in time or for life, depending on your preference. Basically, the older you are, the less capital is deducted for the right of residence. The higher the value of your property, the more it makes sense to start thinking of life estate tenancy from the age of 60 or 65.

Sale of real estate with right of residence example

Your house is worth 1 million euros and you want to live in it for another ten years before moving into a retirement home. The rent for the house would be € 2,500 per month, i.e. € 30,000 per year, and € 300,000 for ten years. The right of residence deduction for your property is therefore € 300,000.
The buyer purchases your property for € 700,000 and at the same time grants you a right of use limited to ten years, otherwise free of charge, in the form of a right of residence secured in the land register. You therefore continue to live in your own home without paying rent. It is also possible to agree a lifelong right of residence with the buyer. In this case, the deduction for use is calculated according to the average statistical life expectancy of the person(s) entitled to use the property.


100% security guaranteed: Your right of residence is inviolable
After selling the property, you can continue to use your own home in the usual way. Your right of residence as a life estate is entered in the land register. There are absolutely no restrictions to this right and the use of your property, for the contractually agreed time or for life, is guaranteed.

Absolute discretion is our top priority
The market for life estate tenancy differs greatly from the conventional real estate market. Your property will, therefore, only be offered to select, affluent customers and will not be published on the Internet or in a print medium. Nobody will know about the sale of your property.

We are more than happy to provide you with detailed and confidential advice. Of course, the advice is non-binding and free of charge for you. Make an appointment right away on 0662/842 842, send us an email to or use the contact form..